If you are a first time home buyer or moving up or downsizing, the mortgage process is very different than ever before. Understand from the beginning that you will be repeatedly asked for additional information, and also understand that it is the same drill for everyone. With that in mind, gather the following information: 2 yrs. W-2 statements, 1 month of current pay stubs, your current bank statements for all checking and savings accounts, the most recent statements for investment accounts, and a recent statement for all accounts you pay on monthly, for example, loans, credit cards and mortgages. This will be a great start and will allow me to view your credit and compare your debt to income ratios. The convenience of technology allows us to email or fax this group of documents for fast and secure receipt. This will get the process started….and off we go!!